How To Get Started

If you are new to the world of miles and points, this post is going to tell you how you can get started.  Many people don’t want to jump into the deep end of the pool when they first start working towards a travel redemption, and want to ease into things a bit more slowly rather than applying for a ton of credit cards every year.  Maybe also they don’t have a high income and want a focused strategy to maximize the spending that they do have. Continue reading How To Get Started

Chase Marriott 80K Bonus Offer Expires Today!

Note: This article contains an affiliate link.  I make money when you use my links.  You are not required to use them, but I appreciate it when you do.

Today is the last day to apply for the Chase Marriott Visa with the 80,000 point signup bonus!  The regular signup bonus on this card is only 50,000 points.  See my previous post here:  Should You Apply For The Chase Marriott 80K Offer? Continue reading Chase Marriott 80K Bonus Offer Expires Today!

Are The Amex Starwood Preferred Guest Cards Worth The Annual Fee?

Note:  This post makes reference to an offer that has since expired.

With the increased signup bonus right now, there is a lot of attention on the American Express Starwood Preferred Guest personal and business credit cards.  30,000 Starpoints is a great signup bonus and you can do a lot with it, but one of the major points of discussion is whether or not the newly increased annual fees from $65 to $95 are worth it.  So is it worth it? Continue reading Are The Amex Starwood Preferred Guest Cards Worth The Annual Fee?

I Opened All Of These Credit Cards Without Damaging My Credit!

Note: This article contains an affiliate link.  I make money when you use my links.  You are not required to use them, but I appreciate it when you do.

“I opened all of these credit cards without damaging my credit!”  I’ve seen this phrase posted on numerous travel blogs by the authors, and also in the comments by the users.  The problem is, neither group of people usually understand how credit actually works beyond a basic level. Continue reading I Opened All Of These Credit Cards Without Damaging My Credit!

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Citi ThankYou Premier Bonus Up To 60K

Note:  This post makes reference to an offer that has since expired.

Citibank has just temporarily raised the ThankYou Premier signup bonus to 60,000 ThankYou points!  This is up from the recent 50,000 point offer, and it is still unclear if the 50,000 point offer is the new normal bonus for the ThankYou Premier.  You will need to spend $3,500 in the first 3 months to get the bonus, and you can not have opened or closed a ThankYou Premier card in the past 18 months. Continue reading Citi ThankYou Premier Bonus Up To 60K

American Express Platinum 100K Offer!

Update:  This technique may or may not currently be working.  It has worked in the past off and on and if you don’t get it to work now, try again in the future.  For the moment, Dan’s Deals Forums is reporting that you can call in with this code and get the offer:  POID BUIU:0001
OFFER CODE: 2AAY-8G05VV-4XCJ-FPP

I mentioned earlier this month how to use a private browser to get a 50,000 Membership Rewards points offer for the American Express Premier Rewards Gold, and Million Mile Secrets posted about that same offer yesterday, but they later added that some people had been able to get offers for 100,000 Membership Rewards points for the Platinum!  Since posting about that technique, they have taken that post down.  I’m not sure why, because this is a known technique to get the best offers with American Express and is posted about publicly on forums everywhere. Continue reading American Express Platinum 100K Offer!

American Express Small Business Saturday is November 28, 2015

American Express Small Business Saturday will be Saturday, November 28, 2015.  This is the Saturday after Black Friday, and it is intended to help small businesses by offering consumers incentives to shop in their stores. Continue reading American Express Small Business Saturday is November 28, 2015

Targeted 80K Plus $50 Statement Credit For IHG MasterCard

As posted on Million Mile Secrets, there is a targeted offer for the Chase IHG MasterCard for 80,000 points after $1,000 in spending in the first 3 months, and also a $50 statement credit after your first purchase.  To find out if you qualify for this offer, log in to your IHG account and click on the link posted above. Continue reading Targeted 80K Plus $50 Statement Credit For IHG MasterCard

How To Get Free FICO Scores

Note: This article contains an affiliate link.  I make money when you use my links.  You are not required to use them, but I appreciate it when you do.

I can not stress enough the importance of knowing what your credit scores are when applying for credit, and when I say credit scores, I mean FICO scores.  The reality is that creditors almost exclusively use FICO scores to make decisions, not other scores that you will find from places like Credit Sesame, Credit Karma and Credit.com.  In addition to buying FICO scores from MyFico.com or using a service like Credit Check Total, there are many ways you can get free FICO scores and save yourself some money. Continue reading How To Get Free FICO Scores

When To Use An Online Travel Agency

Note: This article contains affiliate links.  I make money when you use my links.  You are not required to use them, but I appreciate it when you do.

The main point, pun intended, of this travel blog is to use points and miles for travel awards, however there are times when it makes sense to pay for flights or hotels through an online travel agency, and they can also serve as a great reference when booking rewards. Continue reading When To Use An Online Travel Agency